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We're all in a brave new world of digital. Banks are converting us into our own bankers by putting banking apps on smart phones and tablets, airlines are turning us into check in counters, our phones are turning into our wallets and our doctors, our cars are becoming mobile hot spots, we can log in virtually anywhere and anytime on any number of devices. Consumer digital is impacting IT departments everywhere and in every field, from banking, retail, transportation, and the public sector.